Disclaimer

The information provided by Zenqualophris Financial Planning Pty Ltd on this website is for general informational purposes only. All information on the site is provided in good faith, however we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the site.

Under no circumstance shall we have any liability to you for any loss or damage of any kind incurred as a result of the use of the site or reliance on any information provided on the site. Your use of the site and your reliance on any information on the site is solely at your own risk.

The financial planning services and information provided through this website are for educational and informational purposes only and do not constitute financial, investment, tax, or legal advice.

• • Past performance does not guarantee future results.
• • All investments carry risk and you may lose capital
• • Results may vary based on individual circumstances
• • We recommend consulting with qualified professionals before making financial decisions

Individual results may vary based on personal circumstances and market conditions.

To the fullest extent permitted by applicable law, Zenqualophris Financial Planning Pty Ltd shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:

• • Your use or inability to use our services
• • Any unauthorized access to or use of our servers and/or any personal information stored therein
• • Any interruption or cessation of transmission to or from our services
• • Any bugs, viruses, or other harmful code that may be transmitted through our services
• • Any errors or omissions in any content or for any loss or damage incurred as a result of your use of any content

While we strive to provide accurate and up-to-date information, we make no warranties or representations as to the accuracy, completeness, or timeliness of the information provided on this website. The information may contain technical inaccuracies or typographical errors.

Zenqualophris Financial Planning Pty Ltd reserves the right to make changes, corrections, and/or improvements to the information at any time without notice.

The content on this website does not constitute professional advice. You should not rely solely on the information provided here for making financial, investment, or other important decisions. Always seek the advice of qualified professionals in the respective fields before taking any action.

We strongly recommend that you:

• • Consult with licensed financial advisors for investment decisions
• • Seek legal counsel for legal matters
• • Consult with tax professionals for tax-related issues
• • Perform your own due diligence before making any financial commitments

This website may contain links to third-party websites or services that are not owned or controlled by Zenqualophris Financial Planning Pty Ltd. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.

You acknowledge and agree that Zenqualophris Financial Planning Pty Ltd shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.

We make no guarantee of any specific results from using our services or following any information provided on this website. Individual results may vary significantly based on numerous factors including but not limited to:

• • Individual financial circumstances
• • Market conditions
• • Economic factors
• • Personal commitment and follow-through
• • Timing of implementation

Individual results may vary based on personal circumstances and market conditions.

This disclaimer and any disputes arising out of or related to the use of this website shall be governed by and construed in accordance with the laws of the jurisdiction in which Zenqualophris Financial Planning Pty Ltd operates, without regard to its conflict of law provisions.

Local variations may apply based on your jurisdiction. Users are responsible for ensuring their use of this website complies with all applicable local laws and regulations.

Any legal action or proceeding relating to your access to, or use of, the website or these terms shall be instituted only in the competent courts of the applicable jurisdiction.