Cookie Policy

Last updated: July 29, 2025

This Cookie Policy explains how Zenqualophris Financial Planning Pty Ltd uses cookies and similar technologies to recognize you when you visit our website. It explains what these technologies are and why we use them, as well as your rights to control our use of them.

1. What Are Cookies?

Cookies are small data files that are placed on your computer or mobile device when you visit a website. Cookies are widely used by website owners to make their websites work, or to work more efficiently, as well as to provide reporting information.

Cookies set by the website owner are called "first party cookies". Cookies set by parties other than the website owner are called "third party cookies".

2. Why Do We Use Cookies?

We use cookies for several reasons:

  • • Essential Cookies: Required for the website to function properly
  • • Performance Cookies: Help us understand how visitors interact with our website
  • • Functionality Cookies: Remember your preferences and personalize your experience
  • • Marketing Cookies: Track your online activity to help advertisers deliver more relevant advertising

3. Types of Cookies We Use

Strictly Necessary Cookies

These cookies are essential for you to browse the website and use its features. Without these cookies, services like shopping carts cannot be provided.

Analytics Cookies

These cookies collect information about how you use our website, such as which pages you visited and which links you clicked on. This data is used to improve our website's performance.

Functional Cookies

These cookies allow our website to remember choices you make and provide enhanced features such as remembering your language preference.

Marketing Cookies

These cookies are used to deliver advertisements more relevant to you and your interests. They remember that you have visited a website and this information is shared with advertisers.

4. How Long Do Cookies Stay on My Device?

The length of time a cookie remains on your device depends on whether it is a "persistent" or "session" cookie:

  • • Session cookies: These are temporary and expire once you close your browser
  • • Persistent cookies: These remain on your device for a set period or until you delete them

5. Your Choices Under GDPR, CCPA, LGPD

GDPR (European Union)

Under the General Data Protection Regulation, you have the right to:

  • • Access your personal data
  • • Rectify inaccurate personal data
  • • Request deletion of your data
  • • Object to processing of your data
  • • Data portability
  • • Withdraw consent at any time

CCPA (California, USA)

Under the California Consumer Privacy Act, California residents have the right to:

  • • Know what personal information is collected
  • • Delete personal information
  • • Opt-out of the sale of personal information
  • • Non-discrimination for exercising privacy rights

LGPD (Brazil)

Under the Lei Geral de Proteção de Dados, you have the right to:

  • • Confirmation of data processing
  • • Access to your data
  • • Correction of incomplete or inaccurate data
  • • Anonymization, blocking, or deletion of data
  • • Data portability
  • • Information about sharing of data

6. How to Control Cookies

You have the right to decide whether to accept or reject cookies. You can exercise your cookie rights by:

  • • Cookie Consent Banner: Using our cookie consent tool when you first visit our website
  • • Browser Controls: Most browsers allow you to refuse or accept cookies through their settings
  • • Opt-out Links: Using opt-out links provided by advertising networks

Please note that refusing cookies may impact the functionality of our website.

7. Browser-Specific Cookie Management

You can manage cookies through your browser settings. Here's how to do it in popular browsers:

  • • Chrome: Settings → Privacy and security → Cookies and other site data
  • • Firefox: Settings → Privacy & Security → Cookies and Site Data
  • • Safari: Preferences → Privacy → Manage Website Data
  • • Edge: Settings → Privacy, search, and services → Cookies and site permissions

8. Changes to This Cookie Policy

We may update this Cookie Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We will notify you of any material changes by posting the new Cookie Policy on this page.

9. Contact Us

If you have any questions about our use of cookies or other technologies, please contact us at:

Zenqualophris Financial Planning Pty Ltd

142 Collins Street, Melbourne VIC 3000, Australia

Email: info@zenqualophris.com

Phone: +61488346509

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